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127 S Vail Street, Geneseo, IL 61254.
There's something about the 10' ceilings, two original fireplaces, and a grand 3-story staircase in this Victorian-era home that evokes the dignity of the past, and enriches the open, easy living of the present. The exceptionally large, updated kitchen has an informal dining area that leads to a semi-enclosed deck for privacy. The formal dining room has a family room in one bay, and is adjacent to the formal living room, which can be closed off with the original pocket doors. All four bedrooms are upstairs. The master bedroom with a walk-in closet, has an unusually large bathroom featuring a whirlpool tub, separate shower, and built-in bookcase! In the back bedroom section, there's a common area along with an updated full bath. The beautiful, open staircase ascends to the attic that has plenty of space for your creative ideas! From the second level, there is a back stairway to the main level and basement. The original bay windows in the dining/family room do not open, but are preserved for their historic value, as are the original fireplaces that are decorative only. Only blocks away from the City park and vibrant downtown, this 4-bedroom home may be just what you've been waiting for!
MLS ID: 12634640
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127 S Vail Street, Geneseo, IL 61254.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $289,000 | $289,000 | $289,000 |
| Down Payment | $57,800 | $10,115 | $72,250 |
| Monthly Mortgage Amount | $1,386 | $1,701 | $1,785 |
| Taxes | $402 | $402 | $402 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $127 | $0 |
| Monthly Estimated Total | $1,888 | $2,330 | $2,287 |
Geneseo, IL—located in Henry County—is a small city celebrated for its historic charm, welcoming community, and thriving cultural life. Known as the Maple City, Geneseo features tree-lined streets, a well-preserved downtown filled with boutiques, restaurants, and antique shops, and a strong sense of pride in its heritage. The community places a high value on education, with local schools widely recognized for academic excellence and extracurricular opportunities. Geneseo also offers plenty of recreation, from parks and trails to nearby access to the Rock River for boating and fishing. Seasonal festivals, community events, and local arts performances add to the city’s warm and lively atmosphere. Its location just east of the Quad Cities makes it ideal for those seeking a quieter setting while staying connected to urban amenities.
The real estate market in Geneseo is diverse, offering something for nearly every type of buyer. Historic homes near the downtown area showcase beautiful architecture and classic designs, while newer subdivisions provide modern amenities and open layouts for families. Buyers can also find mid-sized ranch-style homes, two-story traditional residences, and rural properties on larger lots or acreages. Many homes feature generous yards, established landscaping, and quiet neighborhood settings.
Geneseo’s real estate is considered highly desirable due to its affordability, community atmosphere, and proximity to larger employment centers. Whether looking for a first home, a family-friendly property, or a quieter retreat with room to grow, this city offers a balanced blend of small-town living, strong schools, and accessible housing options.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Geneseo, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Moline, IL
1701 52nd Avenue
Moline, IL 61265
(563) 441-1776